10 No Nonsense Ways to Save Money on Your Utility Bills

10 No Nonsense Ways to Save Money on Your Utility Bills

If you’re looking for every day ways to save money, because who isn’t looking to save money, one area of life to examine is your utility bills. Things like electricity, heat, and water can add up quickly if you’re not mindful of how you’re using them. And it’s more than likely that you’re already doing one or more of the things listed.   And if not, you can make these changes easily.   We know that recent changes with the pandemic have made utilities and all sorts of bills shoot up. There are so many ways that you can reduce your costs in the home but what you pay to electric companies can come down if you know how to reduce your electricity usage at…

Tips and Tricks for Yard Sale Success

Tips and Tricks for Yard Sale Success

As you’re spring cleaning or decluttering, one of the things that you can consider is setting up a yard sale. By designating a box for items to sell, each family member could possibly contribute for the items that you want to sell. Garage sales and yard sales sound great in theory, but in practice they don’t always go so well. If they’re not carefully conceived, they can be little more than a waste of a perfectly good weekend. But with some thought and planning, a spring garage sale can be a great success. Here are 8 tips for yard sale success. 8 Simple Tips for Yard Sale Success * Choose a good weekend for your sale. If there’s a big springtime event held in your…

5 Ways a Low Carb Lifestyle Can Help You Lose Weight

5 Ways a Low Carb Lifestyle Can Help You Lose Weight

While I’m getting back on track with a regular workout routine, my diet could use some work. Now, you should know, I’m not a fan of restrictive diets. Instead, I look for other ways to eat healthier so I’m not on an “official diet“. But rather, making healthier choices. Recently, I’ve looked into clean eating and into low carb or Keto. I’ve found 5 ways a low carb lifestyle can help you lost weight. And that was of great interest to me. I’m not a huge weight loss journey. But ultimately, I want to live a healthier lifestyle and that includes what I eat. Low carb diets are common in the weight loss spectrum. Many studies have shown them to result in more weight lost…

5 Ways to Help Your Gluten Free Child Fit In at School

5 Ways to Help Your Gluten Free Child Fit In at School

If you have a child that’s gluten free- either because of a special diet or gluten intolerance, be sure to check out these 5 ways to help your gluten free child fit in. Having a food allergy, intolerance, or dietary restriction shouldn’t keep your child from having fun. It also shouldn’t restrict them from daily life activities. No child wants to feel different from his peers. It is very important to fit in, and being the only gluten-free child in the classroom can potentially result in feelings of isolation. This is why it is really important for all the adults, involved in a child’s life, to help out. 5 Ways to Help Your Gluten Free Child Fit In at School 1. Education Educate the teacher…

Getting and Staying Out of Debt

Getting and Staying Out of Debt

As a college student, I’ve unfortunately accumulated a bit in student loans. I’ve tried to keep them to a minimum, but sometimes I just needed the extra to help pay for books or to cover whatever wasn’t covered by grants and scholarship money. I’ve also tried to keep my other spending habits in check and actually don’t have a credit card that isn’t attached to a debit card/bank account. Those are just two ways that I’m trying to avoid getting into debt, but how else can someone go about getting and staying out of debt? It’s one thing to get out of it, and it’s another to stay out of it. But, with both you’re hopefully setting yourself up for financial success. Debt can help…

5 Questions to Ask Yourself Before You Start a Budget

5 Questions to Ask Yourself Before You Start a Budget

We have talked about 8 steps to creating a family budget, but is a budget really necessary?  Sure, having a budget in place may help you manage your money smartly, but at the same time; it just might not be for you. Sometimes creating a budget will be the easy part, but actually sticking to that budget might be the struggle. Here are a few questions to ask before you start a budget. Sometimes, even with the best of intention, and even after creating what seems like the ideal budget; it just doesn’t work out. This could be for any number of reasons and if you fall into this category- don’t think of yourself as failing. You tried and that certainly should count for something….