Couponing Tips for the Disorganized Couponer

Couponing Tips for the Disorganized Couponer

ByKori
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My life, at times, is what I like to call “organized chaos” … and by that I mean, sometimes I almost have it all together and other times I wonder how I’m making it all work. And no matter what, somehow it all seems to balance itself out. Still, I thrive with organization and it’s something that I’m working on over the course of this year. To take a little bit of the chaos out of my organized chaos and that extends to everything. I’ll admit, one of the reasons that I’ve shied away from couponing and using coupons regularly is because I’m not organized enough for it. The very thought of using a coupon binder makes me cringe. I mean, who has time for…

How to Adopt a Frugal Lifestyle in 2020

How to Adopt a Frugal Lifestyle in 2020

ByKori
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One resolution that many make at the start of a new year, is to save money. This may translate into simply setting aside a certain amount from each paycheck or may be as complex as developing a sophisticated budgeting system. Or, it may involve a series of lifestyle changes. So how just how difficult is to be frugal? And is there a simple formula for adopting a frugal lifestyle? While some may argue that it’s complicated and that they’ve already tried; being frugal is more than just saving money. Being frugal, to me, means being resourceful and taking on a new mindset towards money. Just How Difficult is it to be Frugal? You might really want to save money and be frugal, but just can’t…

Budget Friendly Entertaining Tips

ByKori
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This shop has been compensated by Collective Bias, Inc. and its advertiser. All opinions are mine alone. #NaturallyCheesy #CollectiveBias Squeaker’s birthday party was this past Saturday (on her actual birthday- the 5th) and we had a small, intimate celebration that was also our first holiday entertaining event of the year. It might also be our last because it still proved to be more than enough for this introvert, but it was still a lot of fun none the less. We also managed to stay within our minimal party budget so that was a definite win for us. And I am more than happy to share my budget friendly entertaining tips with you. We tend to allocate the largest chunk of the budget to food and…

6 Simple Habits of Frugal People

6 Simple Habits of Frugal People

ByKori
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Being frugal is a lifestyle and a mindset. But, what really defines being frugal? If you ask two different people, you’re likely to get two different answers. For most, being frugal means being mindful with your money and being resourceful with what you have on hand. For some, it may mean learning to live with less or living within a budget. You may start living a more frugal life by looking at an aspect of your life like your grocery shopping. So what else does it mean to be frugal? Let’s take a look at these simple habits of frugal people and find out. How to Be Frugal There is a lot of advice out there on how to live a frugal life. You can…

Why You Need a Budget

ByKori
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Budgeting is not an easy topic but one that many deal with or face. Why do we fear budgeting? For some, it’s a matter of sacrifice and learning to live with less. This prospect may scare us. For others, it may be coming to terms with our financial reality. For example, when we carry a lot of debt and we’re already living paycheck to paycheck; the thought of fully facing our personal finances is a stressful situation. However, living within a budget does not have to be a scary situation. In fact, a budget can be financially freeing once you get used to it. And I would even argue that if you’re in any sort of debt, you need a budget. Let’s talk about the…

Should You Get a Payday Loan?

ByKori
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By now, I’m sure we’ve all seen the commercials out there for payday loans. It’s quick, easy money when you need it. But is getting a payday loan worth it? Is it really something that you should consider when you need money? This was something that my ex and I had once discussed, before we ultimately decided to ask for a credit extension on one of my credit cards. Looking back, I wish I hadn’t done it, but what’s done is done. I also, at the time, applied for a loan from the bank- which again, I wish I hadn’t. I would have liked to have been more mindful with my money, but… well, things happen. But, what works (or didn’t) for me, might work…