How To Save On Organic Groceries

How To Save On Organic Groceries

Sometimes when people think organic, they think it’s not budget friendly. And sometimes, this is true. Maybe all organic products aren’t budget friendly but is it worth it to go organic? I believe so. Today, I’m going talk about how to save on organic groceries, and specifically I want to talk about seven ways to save on organic groceries. It may not seem like much, but these are small steps that you can start today to save on organic groceries. Why Buy Organic Groceries? One reason that people don’t buy organic groceries is because they say it’s too expensive. And in some cases, yes, this is true. I used to work as a personal grocery shopper and I know the difference in price. But is…

5 Ways to Learn to Live with Less and Appreciate What You Have
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5 Ways to Learn to Live with Less and Appreciate What You Have

In a society that is still “me, me, me” based sometimes it might be difficult to think that we can really learn to live with less. But is it possible? Of course it is. Now, I’m not suggesting that you just give up everything you own until you’re left with the basic necessities to get by. But, you could at least consider giving up a little bit. In fact, it could go a long way when it comes to raising kids to not have an entitlement mindset. While I’m not suggesting that you go full on minimalist, it couldn’t hurt to start evaluating what you have. 5 Simple Ways to Learn to Live with Less #1 Practice gratitude. Gratitude is a powerful emotion that fills…

10 No Nonsense Ways to Save Money on Your Utility Bills

10 No Nonsense Ways to Save Money on Your Utility Bills

If you’re looking for every day ways to save money, because who isn’t looking to save money, one area of life to examine is your utility bills. Things like electricity, heat, and water can add up quickly if you’re not mindful of how you’re using them. And it’s more than likely that you’re already doing one or more of the things listed.   And if not, you can make these changes easily.   We know that recent changes with the pandemic have made utilities and all sorts of bills shoot up. There are so many ways that you can reduce your costs in the home but what you pay to electric companies can come down if you know how to reduce your electricity usage at…

Getting and Staying Out of Debt

Getting and Staying Out of Debt

As a college student, I’ve unfortunately accumulated a bit in student loans. I’ve tried to keep them to a minimum, but sometimes I just needed the extra to help pay for books or to cover whatever wasn’t covered by grants and scholarship money. I’ve also tried to keep my other spending habits in check and actually don’t have a credit card that isn’t attached to a debit card/bank account. Those are just two ways that I’m trying to avoid getting into debt, but how else can someone go about getting and staying out of debt? It’s one thing to get out of it, and it’s another to stay out of it. But, with both you’re hopefully setting yourself up for financial success. Debt can help…

5 Questions to Ask Yourself Before You Start a Budget

5 Questions to Ask Yourself Before You Start a Budget

We have talked about 8 steps to creating a family budget, but is a budget really necessary?  Sure, having a budget in place may help you manage your money smartly, but at the same time; it just might not be for you. Sometimes creating a budget will be the easy part, but actually sticking to that budget might be the struggle. Here are a few questions to ask before you start a budget. Sometimes, even with the best of intention, and even after creating what seems like the ideal budget; it just doesn’t work out. This could be for any number of reasons and if you fall into this category- don’t think of yourself as failing. You tried and that certainly should count for something….

How to Save Money on Household Essentials

How to Save Money on Household Essentials

Does it feel like, no matter how accurate you think your family budget is, that you just don’t have enough? Do you feel like you’re constantly living paycheck to paycheck? I understand how you feel. Though we do manage just fine and make ends meet, there were times that I just had to wonder how we were going to get through the month. Of course, the priority was making sure that the kids had enough to eat and that we had other household essentials taken care of. It’s a stressful way of life but one that many of us are used to. But what can we do about it? Sure, we can make a budget and then hope that everything works itself out. We could…