Get Out of Debt Budget

Get Out of Debt Budget

Maybe it’s because I’m a goal setter, but I really enjoy setting budgets and I think budgets can be incredibly helpful. Whether you’re starting a family budget or maybe an emergency fund, a budget can be a great way to get a visual look at your finances. So why not create a get out of debt budget if you’re struggling with that area of your life? I think that this can be a really great tool for realistically managing and eventually eliminating your debts. How do you create a get out of debt budget? Well, you’ll start like you would with any budget. Start by factoring in your current debts. You want to know several things about your debt: * The current total amount due…

Budget Friendly Date Ideas

Budget Friendly Date Ideas

This was touched upon briefly during my Valentine’s Day series, but I wanted to talk again about budget friendly date ideas. Why? Because it’s important to keep the romance going in your relationship. And contrary to popular belief, you do not have to break the bank to impress. I don’t think you should have to either.. and I have never expected much. I don’t want all of that, anyway. Flowers die and I don’t really wear jewelry. There are plenty of ways to show someone that you love them without spending money. Similarly, there are plenty of ways to go on a date without having to take out a small loan. Here are a few budget friendly date ideas to consider. Dating used to be…

Tips for Managing Student Loans

Tips for Managing Student Loans

Student loan debt is often unavoidable for any college student. One of the issues, however, comes after you’ve graduated and you find yourself staring student loan debt in the face. The pressure is on to find a decent paying job. But, if you’re smart about managing your student loans debt, it may not be as difficult as you think. Expenses add up quickly and often without us realizing it. From books and everyday necessities to tuition; college is expensive. Before you consider a student loan, don’t forget that there are several free options for finding money for college. You’ll also want to avoid defaulting on your student loans, just so you don’t have that hanging around on your credit history. You can take a look…

Starting a Family Piggy Bank

Starting a Family Piggy Bank

As a child, I remember having several piggy banks, but none was an actual pig. My mom also collected piggy banks, so I suppose my mild obsession with piggy banks may have come from her. As a family, we had one collective piggy bank and I’ve thought of starting a family piggy bank with Squeaker. All too often, when kids become adults, they forget about those savings lessons learned in their younger years. They spend every last cent out of each paycheck, and they end up without anything left over. Wouldn’t it be great if we could save up some money to have fun with as easily as we did in our youth? Actually, there’s no reason why we can’t. A family piggy bank works…

11 Indoor and Outdoor Frugal Family Activities for the Winter

As we’re in the midst of Winter, and if you’re in the Northeast then you’re probably ready for winter to be over, I wanted to start a new seasonal series. Every two or three months, we’ll start presenting a list of free or almost free frugal family activities that you can do. Sometimes the list will be outdoor ideas, sometimes they’ll be indoor ideas. But for the most part, it will involve stuff that’s nearby or that you may already have on hand. The point to this series is: you don’t have to spend a lot of money to have fun as a family. And since we’re striving to be more frugal, we’re happy to share whatever we come up with in terms of frugal…

The New American Dream

This post is part of the New American Dream Blog Tour which I am delighted to be a part of along with hundreds of inspiring bloggers. To learn more and join us, Click Here Growing up I had apple pie in the sky kind of dreams- a mansion, with a wildly successful career, family, and all of my dream cars. A big, fancy American dream. Now, as an adult, I still have dreams of the future- just a little more realistic and down to earth. A new American dream. As Kyle has said: “I’d rather live paycheck to paycheck and not be in debt, than live a life of dreams and owe the world,”. But why can’t both be possible? To me, being successful means…