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Homeownership may be an adventure that is all at once exhilarating, stressful, and emotional. Everyone experiences this, regardless of whether they buy their first or fifth home. It is extremely easy to feel like you are being thrown into the deep end when purchasing your first property since you do not have the benefit of experience and hindsight. After all, purchasing a home is not a skill taught in schools, and yet it is something that each of us is somehow anticipated to be capable of doing on our own without much assistance!


In this article, we take a look at a few things you should be aware of before buying an apartment in the hopes of providing you with some support and the advantage of benefiting from someone else’s experience!



Be honest with what you can afford.


 You are not obligated to accept what you have been authorized for regarding your mortgage, so it is important to take the time to figure out your real budget and then stick to it. If you do not promptly keep up with your mortgage payments, you are giving yourself no wiggle room for errors and run the risk of having your property taken away from you. Moving into a home that you actually can not afford and spending all of your time worrying about how you will make repayments is the very last thing you want to be doing. 


Make sure you have the finances ready.


It could save you a lot of heartache and humiliation if you make sure you can qualify for a mortgage before you start falling head over heels in love with a certain home. In this manner, if you find a property that you truly want, you will be prepared to make a competitive offer based on what you know is within your financial means.


Be practical in your assessment of your way of life.


Do not try to fit your lifestyle into a new home after purchasing it; this will not result in a successful outcome. If you enjoy going out to nightclubs and bars regularly, purchasing a home in the middle of nowhere is not the best choice for you. If you cannot drive, purchasing a rural farmhouse more than ten miles away from the closest store is not a smart idea.

Before making a purchase, you should consider how you will get to work and how it would affect your interests and your social life. If you have plans to have a family shortly, living in an apartment in the midst of the city that does not have a garden is probably not the best choice for you.

You should make it a goal to live in the house for at least a few years; even if you could choose to relocate earlier than that, you do not know what the future holds, so make sure you make an informed decision that takes into account your future goals for your family and your lifestyle.

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Digital Product Creator at Kori at Home
Kori is a late diagnosed autistic/ADHD mom. She is currently located in Albany, NY where she is raising a neurodiverse family. Her older daughter is non-speaking autistic (and also has ADHD and Anxiety) and her youngest daughter is HSP/Gifted. A blogger, podcaster, writer, product creator, and coach; Kori shares autism family life- the highs, lows, messy, and real. Kori brings her own life experiences as an autistic woman combined with her adventures in momming to bring you the day-to-day of her life at home. Kori is on a mission to empower moms of autistic children to make informed parenting decisions with confidence and conviction.

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