How to Pay for College

How to Pay for College

ByKori
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Chances are that if you have a son or daughter in their sophomore, junior, or senior year of high school; you’ve had the post-graduation talk. Maybe your child has plans to take a gap year or they want to work right away. Or maybe they value higher education and have plans on attending college. They might be one of the lucky ones and already have been accepted with a slew of scholarships and grants and that’s great. Paying for college can be a huge source of stress for any family. Loans aren’t always ideal but you can come up with an actionable and realistic plan for how to pay for college. There several free ways to find money for college and of course, your child…

Easy Ways to Track Expenses for a Family Budget

Easy Ways to Track Expenses for a Family Budget

ByKori
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Family budgeting can be difficult or at least it may appear that way which is why some families have an aversion to setting it up. Or you may just feel like you can’t live within the restrictions of a budget. In reality, a budget can be one of the more financially freeing things that you can do for yourself or your family. One issue though that some families run into is a good system for tracking expenses for a family budget. Maybe you just like to keep receipts or maybe you have a piece of paper to write things down on. Whatever the case may be, having a system for tracking family expenses and income is crucial for creating a family budget. Budgeting your monthly…

Budget Friendly Birthday Party Ideas

Budget Friendly Birthday Party Ideas

ByKori
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After planning a first birthday party on a budget (and subsequently a second on an even tighter budget), I think we’re on track to keep these birthday parties as budget friendly as possible for as long as we can. One thing that will change is when Squeaker is in school and the whole concept of class parties or having more friends come into play. But, even then, I hope to stick with budget friendly birthday party ideas. I’m already thinking of possible themes for Squeaker’s third birthday and maybe she’ll get more involved in the planning process when the time comes around. In the meantime, we could also start saving for her birthday or at the very least, start planning about three months ahead. 7…

Filing Taxes for Dummies: How to File Online

Filing Taxes for Dummies: How to File Online

ByKori
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The internet makes life convenient, there’s really no way of getting around that. In a matter of minutes, you have a virtual goldmine of information on almost any topic at your fingertips. Granted, some of this information can be misleading or it may just lead to frustration. But, often times, when we’re conducting our latest search on the internet; it’s with purpose. And as the search engines have evolved, our quest for knowledge has (ideally) gotten easier. The internet has also made it easier to file taxes, which usually results in getting that coveted tax return back quicker. But how do you start, what software do you use? Is it really that easy to file your taxes online? Why you should file your taxes online…

How Divorce Effects Children and Possible Alternatives

How Divorce Effects Children and Possible Alternatives

ByKori
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Anyone who’s been through it knows that a divorce can get downright ugly. Sometimes you and your former spouse may be able to keep things amicable enough and if you do fall into that category- great. Do what you can to keep it that way. It’s especially important to keep this mindset when there are children involved. Badmouthing your former spouse, even though it may feel right at the time, is not okay to do in front of your children. You’re giving them the wrong impression and this could negatively affect your relationship with them in the future. But what are other ways that divorce affects children? And are there really alternatives to getting a divorce, aside from the obvious? To answer the second part…

How to Adopt a Frugal Lifestyle in 2020

How to Adopt a Frugal Lifestyle in 2020

ByKori
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One resolution that many make at the start of a new year, is to save money. This may translate into simply setting aside a certain amount from each paycheck or may be as complex as developing a sophisticated budgeting system. Or, it may involve a series of lifestyle changes. So how just how difficult is to be frugal? And is there a simple formula for adopting a frugal lifestyle? While some may argue that it’s complicated and that they’ve already tried; being frugal is more than just saving money. Being frugal, to me, means being resourceful and taking on a new mindset towards money. Just How Difficult is it to be Frugal? You might really want to save money and be frugal, but just can’t…