How to Save Money on Household Essentials

How to Save Money on Household Essentials

Does it feel like, no matter how accurate you think your family budget is, that you just don’t have enough? Do you feel like you’re constantly living paycheck to paycheck? I understand how you feel. Though we do manage just fine and make ends meet, there were times that I just had to wonder how we were going to get through the month. Of course, the priority was making sure that the kids had enough to eat and that we had other household essentials taken care of. It’s a stressful way of life but one that many of us are used to. But what can we do about it? Sure, we can make a budget and then hope that everything works itself out. We could…

How to Improve Your Personal Finances

How to Improve Your Personal Finances

Are you in control of your personal finances or does it seem like the other way around? For many of us, personal finances are a source of stress. Maybe you have some debt like student loans or credit card bills. Or maybe you’re concerned about your financial future. Whatever the case may be, personal finances have the ability to consume many of our waking thoughts. But that doesn’t always have to be the case, especially when we have them under control. And if you’re looking for a few ways to improve your personal finances; this post is for you. Americans are notorious for spending more than they earn, but if you want to be in charge of your finances, spend less than what you earn….

Couponing Tips for the Disorganized Couponer

Couponing Tips for the Disorganized Couponer

My life, at times, is what I like to call “organized chaos” … and by that I mean, sometimes I almost have it all together and other times I wonder how I’m making it all work. And no matter what, somehow it all seems to balance itself out. Still, I thrive with organization and it’s something that I’m working on over the course of this year. To take a little bit of the chaos out of my organized chaos and that extends to everything. I’ll admit, one of the reasons that I’ve shied away from couponing and using coupons regularly is because I’m not organized enough for it. The very thought of using a coupon binder makes me cringe. I mean, who has time for…

How to Pay for College

How to Pay for College

Chances are that if you have a son or daughter in their sophomore, junior, or senior year of high school; you’ve had the post-graduation talk. Maybe your child has plans to take a gap year or they want to work right away. Or maybe they value higher education and have plans on attending college. They might be one of the lucky ones and already have been accepted with a slew of scholarships and grants and that’s great. Paying for college can be a huge source of stress for any family. Loans aren’t always ideal but you can come up with an actionable and realistic plan for how to pay for college. There several free ways to find money for college and of course, your child…

Easy Ways to Track Expenses for a Family Budget

Easy Ways to Track Expenses for a Family Budget

Family budgeting can be difficult or at least it may appear that way which is why some families have an aversion to setting it up. Or you may just feel like you can’t live within the restrictions of a budget. In reality, a budget can be one of the more financially freeing things that you can do for yourself or your family. One issue though that some families run into is a good system for tracking expenses for a family budget. Maybe you just like to keep receipts or maybe you have a piece of paper to write things down on. Whatever the case may be, having a system for tracking family expenses and income is crucial for creating a family budget. Budgeting your monthly…

Filing Taxes for Dummies: How to File Online

Filing Taxes for Dummies: How to File Online

The internet makes life convenient, there’s really no way of getting around that. In a matter of minutes, you have a virtual goldmine of information on almost any topic at your fingertips. Granted, some of this information can be misleading or it may just lead to frustration. But, often times, when we’re conducting our latest search on the internet; it’s with purpose. And as the search engines have evolved, our quest for knowledge has (ideally) gotten easier. The internet has also made it easier to file taxes, which usually results in getting that coveted tax return back quicker. But how do you start, what software do you use? Is it really that easy to file your taxes online? Why you should file your taxes online…