The Most Overlooked Aspect of Planning for Retirement

The Most Overlooked Aspect of Planning for Retirement

As a millennial, retirement may be one of those things that’s just last on our minds. But it really shouldn’t be because well, let’s face it- we aren’t getting any younger. So when should a millennial start planning for retirement? Even if we’re at the mid-stage of our careers, it’s really never too early. And if you haven’t started planning yet, don’t panic. There’s still time. I just want to make sure that you don’t overlook anything. To start, let’s talk about 6 essential tasks for financial stability during retirement to make sure that you’ll be able to enjoy your time. The retirement years are meant to be golden. By retirement age, you’ve likely worked for 40+ years, and you can finally relax, enjoy family,…

5 Tips for Teaching Your Kids to Save Money

5 Tips for Teaching Your Kids to Save Money

Saving money is an acquired skill. For some of us it may just come naturally and for some of us, it needs to become a mindful habit. If you’ve been here before, then you know that I advocate for teaching kids how to be money savvy. This is an important life skill (how to manage their money), that is often overlooked. But why touch on this more? Why the need for sharing five tips for teaching your kids to save money? For that matter, why bother repeating some of the previous tips found on this blog? Because one of the easiest ways to learn is through repetition. That and if this is your first time here, this is your first time seeing a post about…

How Having Healthy Kids Will Help You Save Money

How Having Healthy Kids Will Help You Save Money

Raising kids can be expensive. And we may look for any number of ways to save money. For our family that means living a more frugal lifestyle and learning to let go of things here and there. It means living within a budget and making smarter financial decisions. It also means looking for ways to save money whenever possible. Sometimes that’s with our grocery budget or it might be with household bills. For us, it also meant that I would stay at home to cut back on daycare expenses. And while it may work for us, for other families it may make more sense to have both parents working outside of the home. Or, in the case of single parent families, the option just may…

Five Money Mistakes that Will Break Your Christmas Budget

Five Money Mistakes that Will Break Your Christmas Budget

The holiday season is pending and you’re all set with a budget. Great! That puts you steps ahead of the majority of people. However, before you head out to begin your holiday shopping, let’s step back for a moment. You may have made some critical mistakes in your holiday budget. Identifying them ahead of time will save you stress in the long run. Read on for these 5 money mistakes that will break your Christmas budget. 5 Simple Money Mistakes that Will Break Your Christmas Budget #1 Buying the first item you see – Okay, so your kid wants the new gaming system. You’ve budgeted it and you know you can afford it. You head out to the big box electronics store to grab the…

Money Management for the Millennial Mom

Money Management for the Millennial Mom

  This post was sponsored by Chime as part of an Activation for Influence Central. I received complimentary products to facilitate my review. Technology has seemingly infiltrated every aspect of life. And that’s not necessarily a bad thing. From taking notes to ordering groceries to finding money saving coupons; there’s certainly an app for almost every need. As a mom, I like to take advantage of those apps whenever possible. Don’t get me wrong, of course, I still enjoy my old fashioned pen and paper (or pencil and paper) planner system. But when it comes to financial matters? Forget it. Numbers have never been my favorite thing and even now, as a more money conscience mom, I like to make sure that things are as simple…

3 Fun and Easy Piggy Bank Ideas for Kids

3 Fun and Easy Piggy Bank Ideas for Kids

In our Raising Money Savvy Kids series, we talked a little bit about how to teach kids to save money. This is a good skill to have and certainly one that I could use a little help with too. Not that I don’t save money, I do. Just that I could be doing better with it or putting it towards something practical like a retirement fund. I also want to set up a special needs trust fund for Sweet B. But how can we teach kids to save money? Money may be given as a gift for a birthday, holiday, or other special occasion. Maybe your child receives an allowance or they could be old enough to have their first job. For older kids, you…