When you hear the word “frugal” what do you think of? What does being frugal mean to you? Does it strike a particular image in your head? Do you conjure up a binder of coupons? Being frugal means different things to different people. So what does being frugal mean and does it really mean that…
If you’re a current or former college student, the chances are very likely that you have some amount of student loan debt. It happens to many of us and it’s really nothing to be ashamed of. Though there are ways to find free money for college and definitely ways to maximize your FASFA, sometimes taking…
Divorce is an unfortunate part of life. For whatever reason or another, it just doesn’t work out. Ultimately, you’ve both done what you can but it’s for the best to just move on. Divorce also affects numerous parts of your life. From your social life, to your personal life, and to your financial life. If…
While I do enjoy being a blogger and being able to stay at home, one of the downsides is that there is no 401k or any sort of retirement plan involved. Of course, that doesn’t mean that you couldn’t start your own savings plan. And for those with a part time job where you might…
If you’re having a lot of credit and debt issues, you may have considered filing for bankruptcy. This is often a last resort when it comes to personal finances and is not a decision that should be made overnight. Before you file for bankruptcy, be sure that you’ve explored and exhausted all possible options. Take…
A common myth about budgeting is that you’re making too many sacrifices and by doing so, you’re giving up a lot of luxuries and comforts. While this might be true for some things, it is still possible to live well within a budget. You can also learn to live with less if the thought of…
