Budgeting For a New Baby

When Kyle and I got together, our family was pretty much complete already. Certainly, we did talk about the possibility of having more children but with both of us bring in two children already, we were also content enough with what we had. Squeaker, obviously, had other plans. And quickly we realized our blended family of six, would soon be a blended family of seven. One of the first things that we started talking about was how we were going to afford said new baby. Kyle has a pretty good job, and at the time I was still working part time. But after the baby got here? Well, that was another matter entirely. It might have been two months in when we started talking about…

When to Start Saving for Retirement

When to Start Saving for Retirement

While I do enjoy being a blogger and being able to stay at home, one of the downsides is that there is no 401k or any sort of retirement plan involved. Of course, that doesn’t mean that you couldn’t start your own savings plan. And for those with a part time job where you might not have a benefits package, it’s also a smart idea to start saving for retirement. No one wants to face the prospect of working for the rest of their lives, though there are those out there who find the idea appealing. Still, it’s a good idea to know when to start saving for retirement. Retirement may seem a long way off to you, and you might not be worried about…

Save on Back to School Clothes

Save on Back to School Clothes

It really is that time of the year! Some schools will be back in session next month or if your child attends school year round, they just might be on break or getting ready to start again soon. And unless your child’s school requires uniforms, one of your expenses with back to school shopping is likely going to be clothing. Today, we’re sharing tips on ways to save on back to school clothes so you can still stay within your back to school shopping budget. One quick, easy tip is to take advantage of sales and sales racks. Sure, it might be from last season but if it’s essentials like pants it just might be worth digging through those racks of clothes. Often, stores will…

Get on the Fast Track Out of Debt

When it comes to the process of wiping out debt, one of the first things that we try to figure out is how quickly we can start getting out of debt. Often we may turn to whatever method seems the best, like getting a get out of debt loan. But, what we don’t realize is that we can get out of debt ourselves and that it really is easier than we think. Today, I want to share how to get on the fast track out of debt so you can begin your journey to being debt free. Regardless of how you find yourself in debt, remind yourself of this: you can get out of it. Yes, it will take time and effort on your part….

How To Start Getting Out of Debt Now

When we find ourselves in debt, sometimes we start thinking about how to get out of it. And one of the things that we wonder is how quickly we can wipe out of debt. Because surely, since we got ourselves into this so quick we can get out of debt just as quick, right? That’s when people might start contemplating a get out of debt loan. Or, if you want to get out of debt yourself, you can begin by creating a get out of debt budget. Today, let’s talk about getting out of debt now so we can set the stage for future financial success. One of the first steps to take, after we get our budget plan together, is to implement that budget…

How to Negotiate Out of Debt

Oftentimes we find ourselves in debt unexpectedly. And for whatever reasons or another, we just need some help getting out of debt. It is definitely possible to get out of debt yourself and one of the ways that you can do this is by creating a get out of debt budget. Regardless of how you got yourself into debt, it is entirely possible to wipe out debt and keep yourself debt free. Today, we’re going to talk about how to negotiate out of debt. This strategy will involve a lot of talking and charm on your part, but it is possible to get some debt relief with this method. Ready to get started? The first step for negotiating out of debt, and for any sort…