The Downside of Retail Therapy

ByKori
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We’ve all been there and had one of those days where the stress level gets so elevated that we need to find a way to alleviate it and fast. For some of us, that way is through retail therapy. But, I believe that there is a downside of retail therapy and today I want to share some reasons why you should avoid using retail therapy to alleviate stress. It could very well just cause more problems for you in the long term. Retail therapy is very common among consumers today because it offers a quick high when you run that charge card or pay for something new. However, spending money to relieve stress can quickly turn into a problem. The cycle of addiction is referred…

The First Steps to Take To Get Out Of Debt Yourself

The First Steps to Take To Get Out Of Debt Yourself

ByKori
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Though the thought of getting out of debt can sometimes be daunting, it is definitely doable. Plenty of people have gotten out of debt. And you can, too. You can also get out of debt without a financial professional because it is very much possible to get out of debt yourself. Once you wipe out debt, the stress associated with it will finally disappear. Let’s discuss. If you’re at the beginning of this debt reduction journey and feeling more than a little overwhelmed- that’s understandable. Finances can be a foreign language to many of us without a degree or professional background. Sometimes it may seem like they’re trying to confuse you just so you’ll bite and take the help that they’re offering… sometimes attached with…

Get Out of Debt Budget

Get Out of Debt Budget

ByKori
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Maybe it’s because I’m a goal setter, but I really enjoy setting budgets and I think budgets can be incredibly helpful. Whether you’re starting a family budget or maybe an emergency fund, a budget can be a great way to get a visual look at your finances. So why not create a get out of debt budget if you’re struggling with that area of your life? I think that this can be a really great tool for realistically managing and eventually eliminating your debts. How do you create a get out of debt budget? Well, you’ll start like you would with any budget. Start by factoring in your current debts. You want to know several things about your debt: * The current total amount due…

How To Become A Freegan

ByKori
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Though it may not be a term that you’re readily familiar with, I know that our family is more than ready to become freegans. But what is a freegan and how do you become a freegan? Today, we’re going to talk about that and how easy it is to get started. You may already be practicing some of the tenants of freeganism without even realizing it yet! And don’t worry, once you become a freegan there is no crazy membership to join, or dues to pay. Becoming a freegan is more of a state of mind than anything. What is a freegan? Freeganism is a term for people who wish to live “free” from consumerism. Freeganism embraces frugality and a simple lifestyle. What do freegans…

Is Your Heater Making You Sick?

ByKori
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This is a sponsored post, and I will be compensated. However, this does not sway my opinion in any way. Maintaining your home’s heating and cooling systems is not only practical for your budget but could also be important for your health. For those in the Nashville area, check out Halo Heating and Cooling for your energy needs. Here’s one example of a home safety checklist and another great infographic about installing smoke detectors in strategic parts of your home. Another way to save energy, and money, on your heating and cooling costs comes from the New York State Department of Energy: Heating Set thermostats at 65 to 70° during the winter and at 58° when away from home. Keep the thermostat higher if an infant,…