The Downside of Retail Therapy

ByKori
8 Comments

We’ve all been there and had one of those days where the stress level gets so elevated that we need to find a way to alleviate it and fast. For some of us, that way is through retail therapy. But, I believe that there is a downside of retail therapy and today I want to share some reasons why you should avoid using retail therapy to alleviate stress. It could very well just cause more problems for you in the long term. Retail therapy is very common among consumers today because it offers a quick high when you run that charge card or pay for something new. However, spending money to relieve stress can quickly turn into a problem. The cycle of addiction is referred…

5 Easy Get Out of Debt Secrets

5 Easy Get Out of Debt Secrets

ByKori
0 Comments

As we continue on our journey to wipe out debt, today I want to share five easy get out of debt secrets. I could also call these not so secret secrets, but we’ll leave them as is. The reason I want to share these is because I want all of us, who are struggling with debt, to become debt free. This was not something that we wanted for ourselves, but somehow we ended up here. And if we got ourselves into this mess, we can get ourselves out of this mess- and stay out of it so we can prevent this from happening again. When times are tough, it can be difficult to make payments on the things we need. And when we run up…

How to Find Free Money for College and Cut Back on College Expenses

How to Find Free Money for College and Cut Back on College Expenses

ByKori
1 Comment

I did not have a college fund growing up and sometimes I wish I had started saving money as a child. I knew that I wanted to go to college though my choice of major was changing from week to week. It was still something that I could have saved for and maybe I should have saved for. But, not all families are in a situation where they can save for college. That’s why I want to discuss a few ways to find free money for college to help offset this expense. Some ways to save money on college expenses include: attending a state funded school (which means usually getting a tuition discount for being a state resident), and buying used books or renting your…

How to Sort Out Debt

ByKori
0 Comments

When you’re in the initial stages of figuring out how to wipe out debt, one of the first steps that you’ll need to do is sort out debt. And while this may seem like a simple enough process, sometimes it’s difficult to figure out where to start. Today, we’re going to talk about how to begin that process and then the steps that you might want to consider taking next. Going overboard with your finances is not hard to accomplish. See also: How to take control of your personal finances Experts have said that the average American family owes $7,500 in credit card debt alone. If that were not enough, many people now owe more than their home is even worth. But alas, all is…

The Pros and Cons of Get out of Debt Loans

ByKori
0 Comments

If you’re drowning in debt or even if you have quite a bit of debt to deal with, you’re likely feeling the pressure and stress to pay it all off. And sometimes you might want an easy way out by getting a consolidation loan. Or you may even have considered getting a payday loan. But do you need a get out of debt loan? It may not make sense, after all, to borrow money to pay off your existing debts. But, for others, a debt consolidation loan just might be the very thing you need to help wipe out debt. First things first, in order to qualify for a debt consolidation loan, you generally need to have at least $7,500 in debt. So if you’re…

How To Wipe Out Credit Card Debt

ByKori
0 Comments

Ah, the convenience of credit cards. Chances are that many of us have had a credit card or two at one point in our lives. I personally have had three and I will admit- while they were nice to have at the time, I regret ever opening them in the first place. Even with my small line of credit, usually the minimum, I still ran into problems. Which is why I want to talk about how to wipe out credit card debt. It took me a bit to get my credit card debt under control, but I’m thankful that it’s one thing that I’m not having to deal with too much. But if you do run into this problem, don’t forget to check out my…