budgeting Archives

Teaching Your Child to Budget

Welcome back to how to raise a money savvy kid! This week, we’re going to talk about teaching your child to budget. Now, if you’ve been here before then you know that I’m a huge fan of making a budget. I think it’s incredibly important. Whether it’s creating a family budget or creating a get out of debt budget, budgeting really helps me to keep my spending in check. Especially with us being a one income family (for now), sometimes we really do have to get creative when it comes to stretching that weekly paycheck. So is it possible to teach kids how to budget? Of course it is! And by learning this life skill now, you’re setting them up for financial success in the…

Mom Life

8 Steps to Creating a Neurodiverse Family Budget

ByKori

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Creating a family budget may seem like an overwhelming thought. But, it is possible so long as you keep your financial goals in mind. And take baby steps. In fact, the first time we created a family budget; we didn’t do very well with it. Some months we were definitely okay and other months, well, it was as if the budget never existed. Also remember that by creating a budget, you aren’t sacrificing your entire life. You also aren’t handcuffed to your budget. But if the idea of living within your budget gives you anxiety, give yourself a little breathing room at the beginning and gradually work your way into your budget. It all starts with creating a family budget that everyone can agree on….

Money Matters

How To Stretch A Paycheck in a One Income Family

ByKori

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We are a one income family.. or at least, a one steady income family (and no, that one steady income is not me… yet). As a mom of children with special needs, I’ve spent a good amount of time as a stay at home mom. Though one of my goals is to at least make a part time income with this blog, I’m not nearly there yet. So we have to be creative when it comes to the one paycheck and we’re learning how to stretch a paycheck. One way that we’ve done that is by creating a budget though there are several other ways to do this. Some we’re going to start and some we may do in the future. How To Stretch A…

Money Matters

How to Keep An Emergency Fund and Your SSI Benefits

ByKori

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Setting up an emergency fund is a great idea! However, it could affect your SSI benefits if you have saved too much. But how much is too much? Here’s how much to put in your emergency fund without affecting your SSI. While some are lucky enough to escape them, nearly everyone goes through some type of emergency in their lifetime. This might be a major emergency like an earthquake or flood that causes structural damage to a home. Or it could be a car accident that leads to extended time out of work. But do you need an emergency fund? Even with a family budget in place, you could budget for your emergency fund just like you would for a vacation fund. Having an emergency…

Money Matters

How to Eat Gluten Free or Paleo on a Budget

ByKori

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Inside: If you are considering a gluten free diet for your autistic child or you have a gluten intolerance and need to be gluten free, I would encourage you to take a look at this guide on how to eat gluten free on a budget. I’ve been going back and forth on whether or not I should start Sweet B on a gluten free diet. I’ve read a few studies about the benefits of going gluten free with the suspected connection to leaky gut syndrome in autistic individuals. There are even a few leaky gut cookbooks or gluten free cookbooks that I’ve thought about picking up to help the process. I’ll also be the first to admit that one of the main things that’s holding me…

Money Matters

5 Questions to Ask Yourself Before You Start a Budget

ByKori

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We have talked about 8 steps to creating a family budget, but is a budget really necessary? Sure, having a budget in place may help you manage your money smartly, but at the same time; it just might not be for you. Sometimes creating a budget will be the easy part, but actually sticking to that budget might be the struggle. Here are a few questions to ask before you start a budget. Sometimes, even with the best of intention, and even after creating what seems like the ideal budget; it just doesn’t work out. This could be for any number of reasons and if you fall into this category- don’t think of yourself as failing. You tried and that certainly should count for something….