How Moms Can Deal With Financial Stress

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How Moms Can Deal With Financial Stress 3

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Raising a family can be a financially stressful and challenging affair. Not only do you have to think about your own future, but also those of your children and perhaps even their children.

Coping with financial stress, though, isn’t easy. Often, you’re working super hard every day trying to get everything done. But your expenses keep growing and you find that you just don’t have the money you need to create the lifestyle that you want.

In this post, we take a look at some of the ways that moms can deal with financial stress and get the most out of their lives. 

Don’t Increase Your Spending If Your Income Goes Up

Many of us are in a terrible habit of increasing our spending the moment that our income goes up. We see extra money in the bank every month as an excuse to treat ourselves to the things we want, like vacations or spa days. 

But we all know how the story eventually ends. We wind up with no more money that we started off with and we feel more stressed than ever before. 

Increasing your spending, though, isn’t inevitable. When you get a pay rise, don’t change anything. Just pause your current lifestyle for a few years and collect all the savings. Once you do this, you’ll discover that you’re substantially wealthier and can then afford more of life’s luxuries. 

Sell Your Big Money Sinks

We all have possessions that are a drain on our time and resources. For some of us, it’s our home. For others, it’s the car. 

We buy cars and homes without always thinking about how much they are going to cost us in the long-term. We assume that because we can meet the monthly repayments that we can afford them. But there are many additional costs that we don’t always consider. And these ultimately prevent us from building wealth in the way that we would like. 

The best approach here is to sell anything that’s costing you money for no reason and start again. Don’t feel like you have to own a big property, just because that’s what your friends have. Taking a long-term view, building your savings will mean that you ultimately have much more money in your bank account. 

Learn About Managing Money

The reason many moms seem not to have money isn’t because they lack income or talent. It’s because they haven’t learnt the basic skills of finance. 

Growing wealthy is actually something that everyone can do. It’s just a matter of time, patience, and investing in the right things. Educating yourself on how it works and what you need to do helps you to better frame your decisions today and get the most out of life. 

Don’t Borrow

Lastly, do whatever you can to avoid borrowing money. Borrowing implies interest payments which make you worse off long-term. Try instead to save up for the things you need, and invest for the things that you want. Over time, you and your family will become much better off. 

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Content Creator at Kori at Home
Kori is an autistic mom who also happens to have ADHD and Anxiety. She is currently located in Albany, NY where she is raising a neurodivergent family. Her older daughter is non-speaking autistic (and also has ADHD and Anxiety) and her youngest daughter is HSP/Gifted. As an empath, HSP, and highly intuitive individual, Kori brings her own life experiences as an autistic woman combined with her adventures in momming to bring you the day-to-day of her life at home. Kori provides life coaching services for neurodivergent women (and those who identify as women) as well as Oracle card reading, Tarot card readings, and energy healing.

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