Getting and Staying Out of Debt

Getting and Staying Out of Debt

As a college student, I’ve unfortunately accumulated a bit in student loans. I’ve tried to keep them to a minimum, but sometimes I just needed the extra to help pay for books or to cover whatever wasn’t covered by grants and scholarship money. I’ve also tried to keep my other spending habits in check and actually don’t have a credit card that isn’t attached to a debit card/bank account. Those are just two ways that I’m trying to avoid getting into debt, but how else can someone go about getting and staying out of debt? It’s one thing to get out of it, and it’s another to stay out of it. But, with both you’re hopefully setting yourself up for financial success. Debt can help…

5 Questions to Ask Yourself Before You Start a Budget

5 Questions to Ask Yourself Before You Start a Budget

We have talked about 8 steps to creating a family budget, but is a budget really necessary?  Sure, having a budget in place may help you manage your money smartly, but at the same time; it just might not be for you. Sometimes creating a budget will be the easy part, but actually sticking to that budget might be the struggle. Here are a few questions to ask before you start a budget. Sometimes, even with the best of intention, and even after creating what seems like the ideal budget; it just doesn’t work out. This could be for any number of reasons and if you fall into this category- don’t think of yourself as failing. You tried and that certainly should count for something….

How to Make the Most of Your Tax Return

How to Make the Most of Your Tax Return

This shop has been compensated by Collective Bias, Inc. and its advertiser, Walmart Family Mobile. All opinions are mine alone. #YourTaxCash #CollectiveBias Have you filed your tax return yet? Sometimes, we start planning what we’re going to do with our tax return before we file. It helps us to realistically set a financial picture for the rest of the year. This year, I wanted to share my tips for how to make the most of your tax return and I’m also including the simple worksheets that we use. Don’t worry, this shouldn’t be headache inducing and while the bills portion might make you cringe; the rest should be fun! Now, whether you file your own taxes or have someone else do it for you- let’s…

5 Simple Ways Pregnant Women Can Stay Hydrated

5 Simple Ways Pregnant Women Can Stay Hydrated

If you’ve checked out my pregnancy advice and tips, then you’ll know that I’ve touched on summer pregnancy survival tips in the past. And even though this post says that it’s for pregnant women, these tips can really be used by anyone. Staying hydrated during the summer is important. Did you know that when you’re dehydrated, your heart works harder? We, as humans, can go longer without food than we can without water. And no, that is not a challenge. Stay hydrated, no matter what time of the year. And if you’re having difficulty with that, check out these 5 simple ways pregnant women can stay hydrated. When we are laughing and playing in the sun we don’t think of much else. But, even if…

Free Printable Beatitudes Wall Art and a Brief Lesson on Mercy

Free Printable Beatitudes Wall Art and a Brief Lesson on Mercy

One of my favorite parts of the New Testament is the Sermon on the Mount. And one of my favorite portions of the Sermon on the Mount is the Beatitudes. Something so simple, yet that we can learn so much from. I wanted a visual and visible reminder of this so I created a free printable Beatitudes wall art to hang beside my desk. If you are looking to work on this with your children, then I would suggest taking a look at my Beatitudes for Kids printable pack. I’m planning on making more Beatitudes themed printables -both for adults and for children. This includes a journal, verse/memory cards, coloring pages, and more wall art. In the meantime though, I wanted to create this simple…

How Printable Kindness Cards Can Help Teach Kids Values

How Printable Kindness Cards Can Help Teach Kids Values

All parents want to teach their kids certain values.  It’s a part of raising kids with character, right? Whether those are time-honored and traditional values or more modern values; it’s one of those things that parents do. But how do we, as modern day parents, teach these values to our kids? First, it’s a matter of figuring out what our values are. One way I’m teaching values to my 3 year old is through printable kindness cards. She can share these with others or when she’s older, I can tuck them into her lunch box or her dresser drawers. Stuck for ideas? Here are 3 ways to encourage positive values in kids. As parents, we owe it to our children to raise them to be…