A Mom’s Guide on How to Take Control Of Your Personal Finances

A Mom’s Guide on How to Take Control Of Your Personal Finances

As a mom of an autistic child, I have often found myself in the role of stay at home mom and secondary income. While I don’t mind this in the slightest, one of the things that I’ve learned to do is to take control of my personal finances.  Why You Need to Take Control of Your Personal Finances How often do you deal with your personal finances? When we really think about it, it may be more often than we realize. And there’s absolutely nothing wrong with that because personal finances are something that we should be thinking about. Whether it’s reducing any existing debt we might have, budgeting for the month, or repairing our credit score; personal finance issues arise daily. Face them head on….

Getting and Staying Out of Debt

Getting and Staying Out of Debt

As a college student, I’ve unfortunately accumulated a bit in student loans. I’ve tried to keep them to a minimum, but sometimes I just needed the extra to help pay for books or to cover whatever wasn’t covered by grants and scholarship money. I’ve also tried to keep my other spending habits in check and actually don’t have a credit card that isn’t attached to a debit card/bank account. Those are just two ways that I’m trying to avoid getting into debt, but how else can someone go about getting and staying out of debt? It’s one thing to get out of it, and it’s another to stay out of it. But, with both you’re hopefully setting yourself up for financial success. Debt can help…

Why You Need a Budget

Budgeting is not an easy topic but one that many deal with or face. Why do we fear budgeting? For some, it’s a matter of sacrifice and learning to live with less. This prospect may scare us. For others, it may be coming to terms with our financial reality. For example, when we carry a lot of debt and we’re already living paycheck to paycheck; the thought of fully facing our personal finances is a stressful situation. However, living within a budget does not have to be a scary situation. In fact, a budget can be financially freeing once you get used to it. And I would even argue that if you’re in any sort of debt, you need a budget. Let’s talk about the…

Get on the Fast Track Out of Debt

When it comes to the process of wiping out debt, one of the first things that we try to figure out is how quickly we can start getting out of debt. Often we may turn to whatever method seems the best, like getting a get out of debt loan. But, what we don’t realize is that we can get out of debt ourselves and that it really is easier than we think. Today, I want to share how to get on the fast track out of debt so you can begin your journey to being debt free. Regardless of how you find yourself in debt, remind yourself of this: you can get out of it. Yes, it will take time and effort on your part….

How To Start Getting Out of Debt Now

When we find ourselves in debt, sometimes we start thinking about how to get out of it. And one of the things that we wonder is how quickly we can wipe out of debt. Because surely, since we got ourselves into this so quick we can get out of debt just as quick, right? That’s when people might start contemplating a get out of debt loan. Or, if you want to get out of debt yourself, you can begin by creating a get out of debt budget. Today, let’s talk about getting out of debt now so we can set the stage for future financial success. One of the first steps to take, after we get our budget plan together, is to implement that budget…

How to Negotiate Out of Debt

Oftentimes we find ourselves in debt unexpectedly. And for whatever reasons or another, we just need some help getting out of debt. It is definitely possible to get out of debt yourself and one of the ways that you can do this is by creating a get out of debt budget. Regardless of how you got yourself into debt, it is entirely possible to wipe out debt and keep yourself debt free. Today, we’re going to talk about how to negotiate out of debt. This strategy will involve a lot of talking and charm on your part, but it is possible to get some debt relief with this method. Ready to get started? The first step for negotiating out of debt, and for any sort…