How to Pay for College

How to Pay for College

ByKori
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Chances are that if you have a son or daughter in their sophomore, junior, or senior year of high school; you’ve had the post-graduation talk. Maybe your child has plans to take a gap year or they want to work right away. Or maybe they value higher education and have plans on attending college. They might be one of the lucky ones and already have been accepted with a slew of scholarships and grants and that’s great. Paying for college can be a huge source of stress for any family. Loans aren’t always ideal but you can come up with an actionable and realistic plan for how to pay for college. There several free ways to find money for college and of course, your child…

The Dangers of Defaulting on Student Loans

The Dangers of Defaulting on Student Loans

ByKori
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If you’re a current or former college student, the chances are very likely that you have some amount of student loan debt. It happens to many of us and it’s really nothing to be ashamed of. Though there are ways to find free money for college and definitely ways to maximize your FASFA, sometimes taking out a student loan is unavoidable. Oftentimes, student loan debt becomes the first source of debt and we may struggle with managing student loans. But, just because we’re struggling with student loans doesn’t mean that you shouldn’t pay them. In fact, that’s the last thing that you want to do. Here’s some advice about defaulting on student loans and why this should be avoided at all costs. What Does It…

Parent’s Guide to PLUS Loans

ByKori
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If you’re a parent of a college bound teenager, chances are likely that you’ve explored all possible options for paying for college. Whether it was looking for free money for college, looking for financial tips for your college student, or looking for advice on how to manage student loans– as parents, we tend to do quite a bit of research. My oldest, V, will not be college bound until next year, but he already has a pretty good plan in place. He wants to attend U.C. Berkeley (Cal) and is working on keeping his grades up so he can be eligible for scholarships. Which is great. Because as a parent, I really don’t want to apply for a PLUS loan. And before you consider applying…