5 Reasons to Consider Using Layaway for Christmas in 2019

5 Reasons to Consider Using Layaway for Christmas in 2019

ByKori
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Have you started Christmas shopping yet? Or are you one of those people that likes to get their shopping done super early? Regardless of where you are, how is it going? Did you make a Christmas budget? Or have you thought about ways to save for Christmas? A frugal Christmas is not a bad Christmas, don’t you think? Sometimes, no matter how hard we try, we break our Christmas budget. Wouldn’t it be nice if there was an easier way so we didn’t stress about this? Layaway might be an option for you to consider. Here are 5 reasons to consider using layaway for Christmas. What Is Layaway? Layaway is a system many stores offer. You essentially buy the item or gift now and pay…

Five Money Mistakes that Will Break Your Christmas Budget

Five Money Mistakes that Will Break Your Christmas Budget

ByKori
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The holiday season is pending and you’re all set with a budget. Great! That puts you steps ahead of the majority of people. However, before you head out to begin your holiday shopping, let’s step back for a moment. You may have made some critical mistakes in your holiday budget. Identifying them ahead of time will save you stress in the long run. Read on for these 5 money mistakes that will break your Christmas budget. 5 Simple Money Mistakes that Will Break Your Christmas Budget #1 Buying the first item you see – Okay, so your kid wants the new gaming system. You’ve budgeted it and you know you can afford it. You head out to the big box electronics store to grab the…

Creating a Christmas Budget

ByKori
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One of the most important things I’ve ever done is to create a Christmas budget. Most of the time I’m able to stay within my means, but there are times I end up going over a bit. I understand, of course, that this is a very special and important time of the year. Because of that, I want to make it memorable but without breaking the piggy bank. I don’t usually go shopping in the months leading up to Christmas, but instead do my shopping all year round. I also make use of seasonal sales to buy those big ticket items and a reasonable price. I also can’t forget the savings that coupons bring me… and I’m not above a little re-gifting now and then….