First Birthday Party on a Budget

First Birthday Party on a Budget

ByKori
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Are you overwhelmed with planning your child’s first birthday party? From the food, to the decorations, to the picture perfect first birthday party outfit; here are my best tips for creating a memorable first birthday party on a budget. Squeaker turned one year old in December of 2014. Kyle and I had already decided that we aren’t going to have a huge birthday party for her, mostly because she’s not going to remember. In all honesty, I think that first birthday parties are more for the parents and adults than the birthday child, but that’s just my opinion. Still, we did want to celebrate her special day, but we also wanted to do it without breaking the bank. As a one income family (or at…

How to Keep An Emergency Fund and Your SSI Benefits

How to Keep An Emergency Fund and Your SSI Benefits

ByKori
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Setting up an emergency fund is a great idea! However, it could affect your SSI benefits if you have saved too much. But how much is too much? Here’s how much to put in your emergency fund without affecting your SSI. While some are lucky enough to escape them, nearly everyone goes through some type of emergency in their lifetime. This might be a major emergency like an earthquake or flood that causes structural damage to a home. Or it could be a car accident that leads to extended time out of work. But do you need an emergency fund? Even with a family budget in place, you could budget for your emergency fund just like you would for a vacation fund. Having an emergency…

How to Determine What You Need Instead of What You Want

How to Determine What You Need Instead of What You Want

ByKori
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If you’ve recently completed spring cleaning or maybe you participated in a decluttering challenge; you may have realized just how much stuff you have. And that’s not a bad thing. Depending on your age, we do tend to accumulate a lot of stuff over the course of our lives. We may not need all of that stuff and along the lines, we may start to realize that we can live with less. But how do you start that? It may seem easy enough in theory: “I’d like to live with less” and then go through your belongings. Maybe you were inspired by the minimalist lifestyle in Japan or the tiny home trend. But where to go from there? How do you determine what you need…

Is Black Friday or Cyber Monday Better?

Is Black Friday or Cyber Monday Better?

ByKori
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If you should decide to test the waters this year when it comes to shopping on Thanksgiving weekend, you may be wondering when it’s more worth it to shop. Maybe you want to shop on Thanksgiving evening or you may enjoy Black Friday for the sales and experience. Or, maybe you’re like me and can’t wait for Cyber Monday. I love shopping from the comfort of my own home whenever possible, so Cyber Monday has been one of the best things since sliced bread. But which is better when it comes to deals and savings? Is Black Friday or Cyber Monday better for shoppers? Let’s take a look. This post makes use of affiliate links Black Friday or Cyber Monday? Everyone seems to have an…

Budget Friendly Back to School Shopping Tips

Budget Friendly Back to School Shopping Tips

ByKori
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We’ve never really splurged on back to school shopping. Unless it was for school supplies, but that’s to be expected. Still, I wanted to share some budget friendly back to school shopping tips. And with thanks to Boscov’s for sponsoring this conversation, we are thrilled to show you how we’re making the most of our back to school budget. So, I’ll be the first to admit, I’m not the biggest fan of shopping trips. They can be time consuming and sometimes the lines can be really long. I’d much rather shop online, but there are times that I’m willing to venture out. For example, to one of the local malls when I know that a favorite store has a good sale. Boscov’s is getting ready…

How Caregivers Can Save Money by Buying in Bulk

How Caregivers Can Save Money by Buying in Bulk

ByKori
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This shop has been compensated by Collective Bias, Inc. and its advertiser. All opinions are mine alone. #ConquerInco #CollectiveBias If you are a caregiver of adult parents, or if you are like me and the primary caregiver/parent of a special needs child; I want to help. We all know how much it adds up to. And believe me when I say, I know it’s expensive. Sure, we get help here and there but it’s still within our best interest to stretch pennies whenever possible. But how can we do that outside of using coupons and shopping sales? We buy in bulk. Here are just a few ways to save money by buying in bulk – including everyday household items. Help your adult loved one, or…