Don’t Work For Money, Let Money Work For You

Don’t Work For Money, Let Money Work For You

Most people spend their entire lives chasing money, only to get to retirement age with virtually nothing to show for it. And that can be a little depressing, to say the least.  Pexels – CC0 License The problem is this: most people are working for money. They’re hammering away all their lives, trying to find value so that they can live in relative peace and comfort. But it’s hard. And it requires continually going back to the office and going through the motions. It ages you, and it makes you wonder what the point of it all actually is.  But fortunately, there are ways that you can make your money work for you. It means taking control of your finances and actually getting your wealth…

COVID-19 Proof Your Finances In 2021

COVID-19 Proof Your Finances In 2021

COVID-19 has been tough for everyone around the world. Many lives have been sadly lost, businesses have been forced to close, millions of jobs have been lost, and that’s not to mention the amount of people that have suffered financially die to this awful virus. Now we enter 2021, the world has worked tirelessly together to find a light at the end of the tunnel. While we’re not yet in the clear, things are becoming much easier as we adapt to this new way of life. Whether or not the pandemic has affected your finances, staying on top of them is always a good idea and today, we’re going to look at ways you can get out of debt and ways you can save money…

Cut Your Monthly Expenses Down to Size

Cut Your Monthly Expenses Down to Size

Pexels – CCO Licence 2020 has been a tough year for so many people, which is why it’s important to reduce your monthly expenditure wherever you can. If you’ve experienced a reduction in working hours or your income has been cut, for example, you may need to lower your monthly expenses too. Fortunately, cutting your costs doesn’t have to be as difficult as you think. With these handy tips, you can lower your monthly budget and ensure you have enough to make ends meet: Cancel Unused Subscriptions Take a look at your monthly bank statement and you’ll probably see a number of charges that you don’t immediately recognize. Often, this is because you’re paying for subscriptions you no longer use or even remember and that…

3 Hidden Ways That You Are Losing Money Every Month

Photo Source (CC0 License) Nobody likes the feeling of checking your bank balance and being stunned at how much money you’ve spent. Some of these expenses are known to you. You’re aware that you paid your phone bill, you know you’ve spent money on rent, etc. But, other expenses can happen almost without you realizing. Before you know it, you’ve spent way more cash than you ever expected to.  As if that wasn’t bad enough, this seems to happen every single month. How is this possible? It’s probably because there are plenty of hidden ways you can lose money. Allow me to explain this in more detail by showing some of these ways: Do You Have An Excessive water bill? How much attention do you…

The Financial Benefits Of A House Move

(Pixabay CC0) Okay, so we know that moving home can be expensive. From removal costs to realtor fees, there are quite a few expenses that you will be faced with. However, it is possible to save money when moving house, so check out our linked article for a few neat tips and tricks. And it’s important to know that, in the long-term, you might experience financial benefits if you do move. Here’s how.  #1: Downsizing can reduce your household bills If your current home is too big for you, then a smaller home might help you combat your household bills. You might be able to pay less on your household taxes for starters, and because you would have less space to heat up, you could…

When to File Your Tax Return and Determining Your Filing Status in 2020

When to File Your Tax Return and Determining Your Filing Status in 2020

When I was in high school, I wish there had been a Lifeskills 101 course or at the very least, a filing taxes for dummies course. I know that I would have appreciated the information especially when it came to how to fill out my tax form, figuring out my filing status, and most importantly- when to file my tax return. Of course, I knew that I had to file before April 15th but it would have been nice to know that I wasn’t limited to just filing before the deadline. As an aspiring work at home mom, I’m also going to be looking into filing as a business but that can wait for next year. I’ll share some tips for home business taxes later…