Do you spend too much or do you have a spending problem?
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Do you spend too much or do you have a spending problem?

ByKori
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I will confess that I have a problem… if it’s my own money, I’m a cheapskate, a tightwad.. whatever you’d like to call it. But if it’s someone else’s money? Usually I would have no problem spending it. So maybe I used to have that problem, and occasionally it will still rear it’s ugly head. How did I stop this particular problem? By asking myself: Do you spend too much? And it wasn’t just where it concerned my own money, but any money. I started to consider what I had in terms of cash and credit. Cash, for me, had to become real money and credit cards were borrowed money. It was a hard lesson to learn and one that I’ll cover in a future…

8 Steps to Creating a Neurodiverse Family Budget

8 Steps to Creating a Neurodiverse Family Budget

ByKori
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Creating a family budget may seem like an overwhelming thought. But, it is possible so long as you keep your financial goals in mind. And take baby steps. In fact, the first time we created a family budget; we didn’t do very well with it. Some months we were definitely okay and other months, well, it was as if the budget never existed. Also remember that by creating a budget, you aren’t sacrificing your entire life. You also aren’t handcuffed to your budget. But if the idea of living within your budget gives you anxiety, give yourself a little breathing room at the beginning and gradually work your way into your budget. It all starts with creating a family budget that everyone can agree on….

How To Stretch A Paycheck in a One Income Family

How To Stretch A Paycheck in a One Income Family

ByKori
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We are a one income family.. or at least, a one steady income family (and no, that one steady income is not me… yet).  As a mom of children with special needs, I’ve spent a good amount of time as a stay at home mom. Though one of my goals is to at least make a part time income with this blog, I’m not nearly there yet. So we have to be creative when it comes to the one paycheck and we’re learning how to stretch a paycheck. One way that we’ve done that is by creating a budget though there are several other ways to do this. Some we’re going to start and some we may do in the future. How To Stretch A…

A Mom’s Guide on How to Take Control Of Your Personal Finances

A Mom’s Guide on How to Take Control Of Your Personal Finances

ByKori
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As a mom of an autistic child, I have often found myself in the role of stay at home mom and secondary income. While I don’t mind this in the slightest, one of the things that I’ve learned to do is to take control of my personal finances.  Why You Need to Take Control of Your Personal Finances How often do you deal with your personal finances? When we really think about it, it may be more often than we realize. And there’s absolutely nothing wrong with that because personal finances are something that we should be thinking about. Whether it’s reducing any existing debt we might have, budgeting for the month, or repairing our credit score; personal finance issues arise daily. Face them head on….

How to Determine What You Need Instead of What You Want

How to Determine What You Need Instead of What You Want

ByKori
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If you’ve recently completed spring cleaning or maybe you participated in a decluttering challenge; you may have realized just how much stuff you have. And that’s not a bad thing. Depending on your age, we do tend to accumulate a lot of stuff over the course of our lives. We may not need all of that stuff and along the lines, we may start to realize that we can live with less. But how do you start that? It may seem easy enough in theory: “I’d like to live with less” and then go through your belongings. Maybe you were inspired by the minimalist lifestyle in Japan or the tiny home trend. But where to go from there? How do you determine what you need…

Is Black Friday or Cyber Monday Better?

Is Black Friday or Cyber Monday Better?

ByKori
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If you should decide to test the waters this year when it comes to shopping on Thanksgiving weekend, you may be wondering when it’s more worth it to shop. Maybe you want to shop on Thanksgiving evening or you may enjoy Black Friday for the sales and experience. Or, maybe you’re like me and can’t wait for Cyber Monday. I love shopping from the comfort of my own home whenever possible, so Cyber Monday has been one of the best things since sliced bread. But which is better when it comes to deals and savings? Is Black Friday or Cyber Monday better for shoppers? Let’s take a look. This post makes use of affiliate links Black Friday or Cyber Monday? Everyone seems to have an…